You’ve had a house fire.  Lost everything in your vacation home after a flood.  Returned home to find frozen pipes and a damaged roof. Now what?

From finding a place to sleep tonight to rebuilding your family’s home, SMW is here to help you.  We’ll represent your interests, negotiating with your insurer to make sure you get the best possible recovery and can get back to a normal life as soon as possible. Having your home damaged is stressful enough - let us do the worrying for you.


Your Home

If your home has been damaged - or lost - to a fire, flood or other disaster, we know exactly how you feel and what you are going through. We understand that you can't possibly know what to do next - and that the last thing you need right now is to have to fight with your insurer. Let SMW help get your home back - and get you back into your home. We'll work tirelessly to make sure that you obtain the best possible settlement from your insurer. And we won't rest until we do.

Let our HOMEOWNER'S INSURANCE experts:

  • Immediately meet with you to help you understand what will happen next, what you need to do and how the entire claims process works

  • Analyze your insurance policy and work with your insurer for you

  • Arrive onsite to carefully survey the damage and work with demolition or board-up professionals to make sure no further damage occurs

  • Provide a meticulously detailed inventory of every item, fixture and appliance in your home

  • Be here for you 24/7 to support and guide you through this difficult situation

our customers say:


"It is our sincere hope that no other family should ever have to suffer the loss that we did. But, should that happen, our advice is simple: "Call Swerling Milton Winnick. They will take excellent care of you.""

- PETER & SUSAN LADUE



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If you have no idea what a homeowner’s insurance adjuster does, you aren’t alone. We represent you and your interests - from the very first moment we meet you. From helping you get your kids shoes, clothes and backpacks for school the day after the fire, to making a meticulous inventory of each item in your home, to negotiating the best possible settlement with your insurer, as your homeowner’s insurance adjuster, SMW is there to take care of you and your family. The average home has 40,000 items in it. Our experienced personal property adjusters know what your grandmother’s silver, new tour-level road bike and classic album collection are worth - and we will work with your insurer to get you the best possible recovery under your policy for each and every one of those 40,000 items.