Services

Commercial Property Damage Insurance


When your commercial property suffers a loss or damage, you face many issues that not only influence the insurance claim, but can have longer-term implications for your property. Swerling Milton Winnick has extensive experience with all types of commercial property damage insurance coverage. We handle all of the coverage and technical aspects of your claim to ensure you receive the maximum settlement to cover damages.

SMW can advise you on the best approach whether to salvage merchandise or replace it and assess how best to resume partial and total business operations. Our property damage and loss specialists are well-versed in buildings, contents and loss of income claims for all types of commercial property, from restaurants to condominiums, museums to manufacturing facilities. We will help you:

  • Analyze policy coverage including valuation clauses and co-insurance.
  • Prepare a detailed estimate of damages to the building and assess the impact of state and municipal codes, if applicable.
  • Assess the property damage to inventory, machinery, equipment, furniture, and fixtures, and determine cost of improvements and betterments.
  • Account for business interruption losses: forecasts of sales and production, current and future pricing, as well as loss of rental income.

Learn more about our real estate, condominium, industrial and institutional property loss claim and business interruption services.

Between the additional claim money you got for us and the time you saved me, your fees more than offset the income generated and the claim monies paid.

Peter R. Daniels, CEO & Treasurer
Coast to Coast Building Products

 

Public Adjuster FAQs

Learn how SMW Public Insurance Adjusters works to obtain the maximum insurance settlement possible for businesses and homeowners in MA, ME, NH, VT, RI, CT and other US states.